Roof Financing Options
Flexible Payment Options to Help Protect Your Home
Roof financing allows qualified homeowners to pay for eligible roof repairs, replacements, and installations over time. Available payment options, interest rates, promotional terms, and project requirements depend on the financing provider, the applicant’s credit approval, and the specific roofing project.
A roof replacement is a significant investment—and roof damage does not always happen when it is convenient. Financing may help make necessary roofing work more manageable by allowing qualified homeowners to pay over time instead of covering the entire project cost upfront. Crowther offers financing options through Synchrony, giving homeowners a convenient way to explore payment options for eligible residential roofing projects.
Flexible Financing Through Synchrony
Crowther works with Synchrony to provide financing options for qualified residential customers. Depending on your eligibility and the offers available when you apply, financing may provide:
Convenient monthly payment options
Promotional financing on qualifying purchases
A straightforward application process
Greater flexibility when planning your project
How Roofing Financing Works
1. Schedule Your Roofing Evaluation
A Crowther roofing professional will inspect your roof and discuss the repair or replacement options appropriate for your home.
2. Review Your Project Estimate
You’ll receive an estimate outlining the recommended work, roofing materials, project scope, and associated cost.
3. Apply Through Synchrony
Use Crowther’s secure Synchrony application link to submit your financing application. Synchrony will review the application and determine credit approval.
4. Review the Available Terms
If approved, carefully review the available financing offer, including the monthly payment, interest rate, promotional period, and other applicable terms.
5. Move Forward with Your Project
Once the project and payment method are approved, Crowther will work with you to finalize material selections and schedule your roofing project.
Financing is subject to credit approval. Minimum monthly payments may be required. Promotional financing offers, rates, and terms may vary and may not be available for every purchase or applicant. See the applicable Synchrony offer and financing agreement for complete terms.
Why Finance a Roofing Project?
Roof financing can help qualified homeowners manage the cost of an eligible repair or replacement through monthly payments instead of one upfront payment.
Financing may help you:
- Address necessary roofing work before damage worsens
- Replace an aging or unreliable roof
- Avoid postponing an important home improvement
- Preserve available savings for other expenses
- Consider roofing materials that better support your long-term needs
- Plan project costs around your household budget
Financing does not reduce the total project cost and may include interest or other terms. Always review the complete financing agreement before accepting an offer.
Roof Financing and Insurance Claims
Financing and homeowners insurance serve different purposes.
Homeowners insurance may help pay for qualifying roof damage caused by covered events such as severe weather.
Financing provides a way to pay eligible project expenses over time and may be helpful when:
- Roof damage is not covered by insurance
- The cost is below the homeowner’s deductible
- The homeowner is responsible for a deductible or other project expenses
- The roof needs replacement because of age or normal wear
- The homeowner chooses upgrades beyond the amount covered by insurance
Financing does not guarantee insurance coverage or replace the claims process. Your insurance provider determines whether damage and project expenses are covered under your policy.
Crowther can inspect your roof and document visible damage, but questions about coverage, deductibles, and claim decisions should be directed to your insurance provider.
Planning for a Roof Replacement
Roofing problems often provide warning signs before major damage occurs. Planning ahead may give you more time to compare roofing systems, review project costs, and determine how you would like to pay for the work.
It may be time to discuss roof replacement if your roof:
- Requires frequent or increasingly expensive repairs
- Has missing, cracked, curling, or deteriorating materials
- Shows signs of recurring leaks or moisture intrusion
- Has extensive storm or wind damage
- Is approaching the end of its expected service life
- No longer provides reliable protection for your home
Crowther can evaluate your current roofing system, explain your repair and replacement options, and provide an estimate before you decide whether financing is appropriate.
Frequently Asked Questions
Does Crowther offer roof financing?
Yes. Crowther offers financing options through Synchrony for qualified residential customers and eligible roofing projects.
Can I finance a complete roof replacement?
Financing may be available for qualifying residential roof replacements and new roof installations. Crowther can help confirm whether your project may be eligible.
Can roof repairs be financed?
Certain roof repairs may qualify depending on the project cost and the financing options available. Ask Crowther whether your proposed repair is eligible before applying.
Are monthly payment options available?
Approved applicants may be offered monthly payment options. The payment amount and terms depend on the project, available financing offer, and applicant’s credit approval.
Does Synchrony offer promotional financing?
Synchrony may offer promotional financing on qualifying purchases. Promotions and terms can change, so review the current offer and complete financing agreement before applying.
Will applying for financing affect my credit?
The effect of an application depends on the application process and Synchrony’s current policies. Review the information provided by Synchrony before submitting your application.
Can I use financing for my insurance deductible?
Financing may be available for eligible project expenses, subject to credit approval and the applicable financing terms. Homeowners remain responsible for complying with their insurance policy and applicable laws.
Who determines whether I am approved?
Synchrony reviews the application and makes all credit decisions. Crowther does not determine approval, credit limits, rates, or financing terms.
Should I get a roofing estimate before applying?
Obtaining an estimate first can help you understand the anticipated project cost and how much financing you may need. Crowther can inspect your roof and provide recommended options and pricing.
Who should I contact with questions about my financing account?
Questions about your roofing project should be directed to Crowther. Questions about an application, payment, credit decision, or existing financing account should be directed to Synchrony.
